Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Ponce Municipio, Puerto Rico
Every institution that decided a 1–4 unit mortgage application in Ponce Municipio between 2023 and 2025: 1,710 applications, 1,294 loans actually funded, across 8 kinds of borrowing.
Ponce Municipio at a glance
1,710Applications decided
2023–2025
1,294Loans funded
76% of decisions
45Census tracts
7 ZIP codes
134,676People
ACS 2023
What the data shows
The typical purchase mortgage here is $105K.
Lending by loan type in Ponce Municipio
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.5% | 1,427 | $105K | 95% | 35 |
| Home improvement loans | 75.0% | 12 | $65K | 100% | 7 |
| Cash-out refinance | 65.8% | 114 | $105K | 92% | 15 |
| Refinance | 81.1% | 37 | $95K | 93% | 14 |
| Investment property purchase | 69.6% | 102 | $75K | 100% | 23 |
| Investment cash-out refinance | 45.5% | 11 | $85K | 80% | 7 |
| Investment refinance | 60.0% | 5 | $85K | 100% | 4 |
| Investment home improvement | 50.0% | 2 | $85K | 100% | 2 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.