Cash-out refinance lenders in Ponce Municipio, Puerto Rico
Fat Boy Data analyzed cash-out refinance activity in Ponce Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 114 applications were decided by 15 lenders between 2023 and 2025.
Ponce Municipio at a glance
How Ponce Municipio compares
What the data shows
Banco Popular De Puerto Rico made the most cash-out refinances in Ponce Municipio, PR, 19 of them.
That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Banco Popular De Puerto Rico approved the highest share of applications among lenders with at least 20 decisions here, 65% of 31.
Lenders approved 65.8% of cash-out refinance applications in Ponce Municipio, PR, 8.5 percentage points below the Puerto Rico rate of 74.3%.
The typical cash-out refinance here is $105K, 16% smaller than the Puerto Rico typical of $125K.
Cash-out refinance lenders in Ponce Municipio
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Banco Popular De Puerto Rico | 65% | 20 / 31 | 95% | $105K | 19 |
| 2 | Oriental Bank | 62% | 16 / 26 | 100% | $105K | 16 |
| 3 | Sun West Mortgage Company, Inc.Limited sample | 54% | 7 / 13 | 57% | $135K | 4 |
| 4 | Pentagon Federal Credit UnionLimited sample | 36% | 4 / 11 | 100% | $115K | 4 |
| 5 | Firstbank Puerto RicoLimited sample | 100% | 9 / 9 | 78% | $105K | 7 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 10 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Ponce Municipio. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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