Refinance lenders in Ponce Municipio, Puerto Rico
Fat Boy Data analyzed mortgage refinance activity in Ponce Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 37 applications were decided by 14 lenders between 2023 and 2025.
Ponce Municipio at a glance
How Ponce Municipio compares
What the data shows
The Money House, Inc. made the most mortgage refinances in Ponce Municipio, PR, 8 of them.
That is 29% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
Lenders approved 81.1% of mortgage refinance applications in Ponce Municipio, PR, 6.2 percentage points above the Puerto Rico rate of 74.9%.
The typical mortgage refinance here is $95K, 24% smaller than the Puerto Rico typical of $125K.
Refinance lenders in Ponce Municipio
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Money House, Inc.Limited sample | 89% | 8 / 9 | 100% | $95K | 8 |
| 2 | Banco Popular De Puerto RicoLimited sample | 86% | 6 / 7 | 100% | $125K | 6 |
| 3 | Sun West Mortgage Company, Inc.Limited sample | 57% | 4 / 7 | 50% | $95K | 2 |
| 4 | Pentagon Federal Credit UnionLimited sample | 67% | 2 / 3 | 100% | $75K | 2 |
| 5 | Cooperativa A/C de AreciboLimited sample | 100% | 2 / 2 | 100% | $125K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 9 more lenders.
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