Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Rhode Island
Every institution that decided a 1–4 unit mortgage application in Washington County between 2023 and 2025: 10,048 applications, 7,897 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
10,048Applications decided
2023–2025
7,897Loans funded
79% of decisions
29Census tracts
12 ZIP codes
130,073People
ACS 2023
What the data shows
The typical purchase mortgage here is $405K.
Investment home improvement is the hardest money to get here: lenders approved 64% of 252 applications.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.3% | 3,060 | $405K | 97% | 208 |
| Home improvement loans | 71.4% | 2,105 | $105K | 96% | 72 |
| Cash-out refinance | 70.3% | 1,305 | $225K | 97% | 122 |
| Refinance | 79.8% | 2,000 | $205K | 96% | 123 |
| Investment property purchase | 91.0% | 935 | $485K | 97% | 171 |
| Investment cash-out refinance | 76.3% | 194 | $325K | 94% | 86 |
| Investment refinance | 80.2% | 197 | $435K | 94% | 69 |
| Investment home improvement | 64.3% | 252 | $255K | 96% | 49 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.