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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Washington County, Rhode Island

Fat Boy Data analyzed investment property refinance activity in Washington County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 197 applications were decided by 69 lenders between 2023 and 2025.

Washington County at a glance

69Active lenders2 with 20+ decisions
80.2%Market approval rate158 of 197 decided
$435KTypical loanmedian lender, $10K brackets
94%Borrower take-up149 loans funded

How Washington County compares

Approval rate compared
Washington County80.2%Rhode Island74.7%All 616 counties77.7%
Typical loan compared
Washington County$435KRhode Island$375KAll 616 counties$235K

What the data shows

The Washington Trust Company, of Westerly made the most investment property refinances in Washington County, RI, 25 of them.

The Washington Trust Company, of Westerly approved the highest share of applications among lenders with at least 20 decisions here, 76% of 33.

Lenders approved 80.2% of investment property refinance applications in Washington County, RI, 5.5 percentage points above the Rhode Island rate of 74.7%.

The typical investment property refinance here is $435K, 16% larger than the Rhode Island typical of $375K.

Investment property refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Washington Trust Company, of Westerly76%25 / 33100%$175K25
2Citizens Bank, National Association56%14 / 25100%$485K14
3Dominion Financial Services, LLCBroker only100%10 / 1090%$1.96M9
4Navigant Credit UnionLimited sample75%6 / 8100%$335K6
5Bank of America, National AssociationLimited sample57%4 / 7100%$205K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 64 more lenders.

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