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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Washington County, Rhode Island

Fat Boy Data analyzed investment cash-out refinance activity in Washington County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 194 applications were decided by 86 lenders between 2023 and 2025.

Washington County at a glance

86Active lenders0 with 20+ decisions
76.3%Market approval rate148 of 194 decided
$325KTypical loanmedian lender, $10K brackets
94%Borrower take-up139 loans funded

How Washington County compares

Approval rate compared
Washington County76.3%Rhode Island76.9%All 616 counties73.1%
Typical loan compared
Washington County$325KRhode Island$335KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Washington County, RI, 8 of them.

Investment property cash-out lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLCLimited sample62%8 / 13100%$305K8
2Westerly CommunityLimited sample75%6 / 8100%$255K6
3Lendingone, LLCLimited sample12%1 / 8100%$355K1
4The Washington Trust Company, of WesterlyLimited sample86%6 / 7100%$255K6
5BankNewportLimited sample57%4 / 7100%$505K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 81 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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