refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Rhode Island

Fat Boy Data analyzed mortgage refinance activity in Washington County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,000 applications were decided by 123 lenders between 2023 and 2025.

Washington County at a glance

123Active lenders17 with 20+ decisions
79.8%Market approval rate1,597 of 2,000 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,540 loans funded

How Washington County compares

Approval rate compared
Washington County79.8%Rhode Island75.3%All 616 counties76.5%
Typical loan compared
Washington County$205KRhode Island$175KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Washington County, RI, 548 of them.

That is 36% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical mortgage refinance here is $205K, 17% larger than the Rhode Island typical of $175K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 23One lender: 62% approved of 64One lender: 73% approved of 37Citizens Bank, National Association: 76% approved of 738Westerly Community: 78% approved of 64One lender: 80% approved of 25COASTAL1 Credit Union: 80% approved of 112One lender: 81% approved of 21Navigant Credit Union: 82% approved of 103One lender: 82% approved of 22The Washington Trust Company, of Westerly: 83% approved of 250One lender: 88% approved of 48One lender: 91% approved of 23One lender: 92% approved of 24One lender: 95% approved of 21One lender: 95% approved of 22One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association76%562 / 73898%$205K548
2The Washington Trust Company, of Westerly83%207 / 25095%$165K197
3COASTAL1 Credit Union80%90 / 11299%$175K89
4Navigant Credit Union82%84 / 10398%$205K82
5Westerly Community78%50 / 64100%$155K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 118 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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