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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Aiken County, South Carolina

Fat Boy Data analyzed home improvement loan activity in Aiken County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,254 applications were decided by 75 lenders between 2023 and 2025.

Aiken County at a glance

75Active lenders14 with 20+ decisions
66.3%Market approval rate831 of 1,254 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up780 loans funded

How Aiken County compares

Approval rate compared
Aiken County66.3%South Carolina63.6%All 616 counties62.7%
Typical loan compared
Aiken County$55KSouth Carolina$95KAll 616 counties$75K

What the data shows

Srp made the most home improvement loans in Aiken County, SC, 249 of them.

That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Srp approved the highest share of applications among lenders with at least 20 decisions here, 95% of 273.

The typical home improvement loan here is $55K, 42% smaller than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Truist Bank: 27% approved of 33Discover Bank: 32% approved of 57Bank of America, National Association: 40% approved of 191Spring Eq, LLC: 48% approved of 21Regions Bank: 58% approved of 153Pentagon Federal Credit Union: 63% approved of 27SouthState Bank, National Association: 68% approved of 63Navy Federal Credit Union: 69% approved of 65TD Bank, National Association: 74% approved of 39S. C. State Federal Credit Union: 80% approved of 25Figure Lending LLC: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 23First-Citizens Bank & Trust Company: 85% approved of 81Srp: 95% approved of 273

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Aiken County

LenderApprovalApprovedTaken upTypical loanLoans made
1Srp95%259 / 27396%$55K249
2Bank of America, National Association40%76 / 19197%$75K74
3Regions Bank58%88 / 15385%$55K75
4First-Citizens Bank & Trust Company85%69 / 8199%$105K68
5Navy Federal Credit Union69%45 / 6593%$55K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 70 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Aiken County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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