refinance lenders · HMDA 2023–2025

Refinance lenders in Aiken County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Aiken County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,273 applications were decided by 147 lenders between 2023 and 2025.

Aiken County at a glance

147Active lenders18 with 20+ decisions
78.5%Market approval rate1,000 of 1,273 decided
$235KTypical loanmedian lender, $10K brackets
91%Borrower take-up913 loans funded

How Aiken County compares

Approval rate compared
Aiken County78.5%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Aiken County$235KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Aiken County, SC, 86 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 88.

The typical mortgage refinance here is $235K, 18% smaller than the South Carolina typical of $285K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 23One lender: 54% approved of 41One lender: 60% approved of 42Regions Bank: 65% approved of 57One lender: 65% approved of 23First-Citizens Bank & Trust Company: 78% approved of 55One lender: 82% approved of 39Rocket Mortgage, LLC: 82% approved of 108One lender: 83% approved of 42One lender: 85% approved of 26One lender: 85% approved of 34One lender: 87% approved of 45One lender: 87% approved of 31One lender: 88% approved of 24One lender: 88% approved of 42One lender: 90% approved of 20United Wholesale Mortgage, LLC: 92% approved of 95Freedom Mortgage Corporation: 93% approved of 88

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Aiken County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%89 / 10897%$225K86
2United Wholesale Mortgage, LLCBroker only92%87 / 9586%$295K75
3Freedom Mortgage Corporation93%82 / 8877%$285K63
4Regions Bank65%37 / 5786%$85K32
5First-Citizens Bank & Trust Company78%43 / 5593%$135K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Aiken County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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