Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Anderson County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Anderson County between 2023 and 2025: 17,576 applications, 12,982 loans actually funded, across 8 kinds of borrowing.
Anderson County at a glance
17,576Applications decided
2023–2025
12,982Loans funded
74% of decisions
51Census tracts
14 ZIP codes
207,218People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Home improvement loans is the hardest money to get here: lenders approved 63% of 1,669 applications.
Lending by loan type in Anderson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.7% | 10,177 | $245K | 96% | 384 |
| Home improvement loans | 62.7% | 1,669 | $75K | 96% | 103 |
| Cash-out refinance | 69.3% | 2,761 | $155K | 95% | 188 |
| Refinance | 77.0% | 1,746 | $235K | 92% | 185 |
| Investment property purchase | 83.8% | 716 | $175K | 96% | 183 |
| Investment cash-out refinance | 73.1% | 193 | $135K | 92% | 70 |
| Investment refinance | 80.9% | 199 | $135K | 94% | 61 |
| Investment home improvement | 70.4% | 115 | $255K | 99% | 43 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.