Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Pickens County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Pickens County, home to Easley, between 2023 and 2025: 9,604 applications, 7,099 loans actually funded, across 8 kinds of borrowing.
Pickens County at a glance
9,604Applications decided
2023–2025
7,099Loans funded
74% of decisions
37Census tracts
9 ZIP codes
132,604People
ACS 2023
What the data shows
The typical purchase mortgage here is $255K.
Home improvement loans is the hardest money to get here: lenders approved 63% of 1,009 applications.
Lending by loan type in Pickens County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 80.8% | 5,454 | $255K | 96% | 326 |
| Home improvement loans | 63.3% | 1,009 | $75K | 96% | 80 |
| Cash-out refinance | 72.1% | 1,345 | $165K | 95% | 158 |
| Refinance | 79.1% | 974 | $195K | 92% | 142 |
| Investment property purchase | 85.1% | 569 | $195K | 96% | 172 |
| Investment cash-out refinance | 77.4% | 115 | $165K | 88% | 56 |
| Investment refinance | 81.4% | 97 | $215K | 94% | 47 |
| Investment home improvement | 63.4% | 41 | $185K | 96% | 21 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.