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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Anderson County, South Carolina

Fat Boy Data analyzed home improvement loan activity in Anderson County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,669 applications were decided by 103 lenders between 2023 and 2025.

Anderson County at a glance

103Active lenders20 with 20+ decisions
62.7%Market approval rate1,047 of 1,669 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,002 loans funded

How Anderson County compares

Approval rate compared
Anderson County62.7%South Carolina63.6%All 616 counties62.7%
Typical loan compared
Anderson County$75KSouth Carolina$95KAll 616 counties$75K

What the data shows

SouthState Bank, National Association made the most home improvement loans in Anderson County, SC, 122 of them.

Spero Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 129.

The typical home improvement loan here is $75K, 21% smaller than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 43Bank of America, National Association: 40% approved of 213One lender: 40% approved of 47One lender: 41% approved of 54Truist Bank: 42% approved of 164One lender: 45% approved of 20One lender: 51% approved of 45One lender: 61% approved of 28One lender: 61% approved of 23One lender: 62% approved of 21One lender: 64% approved of 53One lender: 67% approved of 21First-Citizens Bank & Trust Company: 68% approved of 93One lender: 72% approved of 46One lender: 74% approved of 93One lender: 78% approved of 82SouthState Bank, National Association: 80% approved of 153One lender: 82% approved of 55One lender: 90% approved of 21Spero Financial Federal Credit Union: 95% approved of 129

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Anderson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association40%86 / 213100%$75K86
2Truist Bank42%69 / 16488%$85K61
3SouthState Bank, National Association80%122 / 153100%$75K122
4Spero Financial Federal Credit Union95%123 / 12999%$75K122
5First-Citizens Bank & Trust Company68%63 / 9397%$105K61

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 98 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Anderson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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