Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Dorchester County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Dorchester County, home to Summerville, between 2023 and 2025: 19,176 applications, 14,505 loans actually funded, across 8 kinds of borrowing.
Dorchester County at a glance
19,176Applications decided
2023–2025
14,505Loans funded
76% of decisions
31Census tracts
9 ZIP codes
164,322People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Lending by loan type in Dorchester County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.6% | 11,831 | $325K | 97% | 405 |
| Home improvement loans | 61.5% | 1,554 | $65K | 94% | 89 |
| Cash-out refinance | 69.3% | 3,063 | $185K | 95% | 189 |
| Refinance | 81.3% | 1,732 | $335K | 90% | 180 |
| Investment property purchase | 87.5% | 672 | $235K | 95% | 180 |
| Investment cash-out refinance | 78.5% | 158 | $175K | 94% | 70 |
| Investment refinance | 74.5% | 94 | $225K | 89% | 49 |
| Investment home improvement | 45.8% | 72 | $85K | 97% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.