Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Berkeley County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Berkeley County, home to Goose Creek, between 2023 and 2025: 29,989 applications, 22,911 loans actually funded, across 8 kinds of borrowing.
Berkeley County at a glance
29,989Applications decided
2023–2025
22,911Loans funded
76% of decisions
48Census tracts
14 ZIP codes
238,723People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Lending by loan type in Berkeley County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.8% | 19,507 | $335K | 97% | 437 |
| Home improvement loans | 64.5% | 2,054 | $75K | 95% | 99 |
| Cash-out refinance | 68.6% | 4,289 | $195K | 96% | 219 |
| Refinance | 78.5% | 2,688 | $345K | 90% | 226 |
| Investment property purchase | 85.8% | 1,013 | $255K | 95% | 217 |
| Investment cash-out refinance | 63.1% | 217 | $185K | 93% | 86 |
| Investment refinance | 76.2% | 143 | $235K | 98% | 63 |
| Investment home improvement | 38.5% | 78 | $55K | 87% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.