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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Dorchester County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Dorchester County, South Carolina, home to Summerville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,063 applications were decided by 189 lenders between 2023 and 2025.

Dorchester County at a glance

189Active lenders26 with 20+ decisions
69.3%Market approval rate2,122 of 3,063 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,016 loans funded

How Dorchester County compares

Approval rate compared
Dorchester County69.3%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Dorchester County$185KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Dorchester County, SC, 521 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

The typical cash-out refinance here is $185K, 12% larger than the South Carolina typical of $165K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 60One lender: 27% approved of 64Amerisave Mortgage Corporation: 31% approved of 162One lender: 33% approved of 91One lender: 35% approved of 106One lender: 36% approved of 28One lender: 49% approved of 104One lender: 57% approved of 30One lender: 59% approved of 41One lender: 59% approved of 39One lender: 61% approved of 93One lender: 64% approved of 22One lender: 67% approved of 27One lender: 67% approved of 24One lender: 71% approved of 21Freedom Mortgage Corporation: 72% approved of 134One lender: 72% approved of 72One lender: 77% approved of 90One lender: 77% approved of 60United Wholesale Mortgage, LLC: 77% approved of 221South Carolina Federal Credit Union: 79% approved of 179One lender: 85% approved of 59Rocket Mortgage, LLC: 86% approved of 618One lender: 86% approved of 81One lender: 90% approved of 21One lender: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Dorchester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%533 / 61898%$175K521
2United Wholesale Mortgage, LLCBroker only77%170 / 22199%$265K168
3South Carolina Federal Credit Union79%141 / 17999%$75K139
4Amerisave Mortgage Corporation31%50 / 16296%$115K48
5Freedom Mortgage Corporation72%96 / 13497%$325K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 184 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Dorchester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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