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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Dorchester County, South Carolina

Fat Boy Data analyzed home improvement loan activity in Dorchester County, South Carolina, home to Summerville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,554 applications were decided by 89 lenders between 2023 and 2025.

Dorchester County at a glance

89Active lenders14 with 20+ decisions
61.5%Market approval rate955 of 1,554 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up902 loans funded

How Dorchester County compares

Approval rate compared
Dorchester County61.5%South Carolina63.6%All 616 counties62.7%
Typical loan compared
Dorchester County$65KSouth Carolina$95KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Dorchester County, SC, 154 of them.

South Carolina Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 134.

The typical home improvement loan here is $65K, 32% smaller than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 64One lender: 33% approved of 55Bank of America, National Association: 37% approved of 211One lender: 43% approved of 54One lender: 50% approved of 34One lender: 55% approved of 22One lender: 58% approved of 26One lender: 61% approved of 23SouthState Bank, National Association: 64% approved of 143Navy Federal Credit Union: 68% approved of 237First-Citizens Bank & Trust Company: 70% approved of 227One lender: 77% approved of 22One lender: 80% approved of 25South Carolina Federal Credit Union: 90% approved of 134

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Dorchester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union68%160 / 23796%$65K154
2First-Citizens Bank & Trust Company70%160 / 22792%$105K148
3Bank of America, National Association37%78 / 21197%$65K76
4SouthState Bank, National Association64%92 / 14397%$75K89
5South Carolina Federal Credit Union90%121 / 13498%$55K119

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 84 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Dorchester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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