Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lancaster County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Lancaster County between 2023 and 2025: 10,993 applications, 8,363 loans actually funded, across 8 kinds of borrowing.
Lancaster County at a glance
10,993Applications decided
2023–2025
8,363Loans funded
76% of decisions
22Census tracts
4 ZIP codes
100,905People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Lending by loan type in Lancaster County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.3% | 6,511 | $325K | 94% | 355 |
| Home improvement loans | 64.2% | 1,153 | $105K | 96% | 83 |
| Cash-out refinance | 72.3% | 1,725 | $145K | 95% | 148 |
| Refinance | 77.9% | 1,192 | $355K | 92% | 173 |
| Investment property purchase | 86.0% | 285 | $195K | 94% | 111 |
| Investment cash-out refinance | 65.6% | 61 | $135K | 90% | 34 |
| Investment refinance | 63.2% | 38 | $175K | 96% | 27 |
| Investment home improvement | 53.6% | 28 | $55K | 93% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.