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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lancaster County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Lancaster County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,725 applications were decided by 148 lenders between 2023 and 2025.

Lancaster County at a glance

148Active lenders14 with 20+ decisions
72.3%Market approval rate1,247 of 1,725 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,189 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County72.3%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Lancaster County$145KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lancaster County, SC, 349 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 43.

The typical cash-out refinance here is $145K, 12% smaller than the South Carolina typical of $165K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 31% approved of 101One lender: 35% approved of 34One lender: 43% approved of 23One lender: 55% approved of 20Newrez LLC: 56% approved of 54One lender: 68% approved of 22One lender: 72% approved of 53Founders Federal Credit Union: 76% approved of 250One lender: 76% approved of 34One lender: 77% approved of 39One lender: 81% approved of 21United Wholesale Mortgage, LLC: 81% approved of 128Rocket Mortgage, LLC: 87% approved of 418One lender: 98% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC87%363 / 41896%$145K349
2Founders Federal Credit Union76%190 / 25097%$115K184
3United Wholesale Mortgage, LLCBroker only81%104 / 12899%$195K103
4Amerisave Mortgage Corporation31%31 / 101100%$75K31
5Newrez LLC56%30 / 54100%$105K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 143 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lancaster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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