refinance lenders · HMDA 2023–2025

Refinance lenders in Lancaster County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Lancaster County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,192 applications were decided by 173 lenders between 2023 and 2025.

Lancaster County at a glance

173Active lenders15 with 20+ decisions
77.9%Market approval rate929 of 1,192 decided
$355KTypical loanmedian lender, $10K brackets
92%Borrower take-up851 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County77.9%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Lancaster County$355KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Lancaster County, SC, 77 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 38.

The typical mortgage refinance here is $355K, 25% larger than the South Carolina typical of $285K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 24One lender: 60% approved of 35Truist Bank: 61% approved of 57One lender: 64% approved of 22One lender: 68% approved of 22Bank of America, National Association: 71% approved of 48One lender: 72% approved of 25One lender: 75% approved of 20One lender: 79% approved of 28First-Citizens Bank & Trust Company: 80% approved of 65One lender: 82% approved of 22One lender: 85% approved of 26Rocket Mortgage, LLC: 89% approved of 100United Wholesale Mortgage, LLC: 90% approved of 196One lender: 95% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%176 / 19696%$495K169
2Rocket Mortgage, LLC89%89 / 10087%$355K77
3First-Citizens Bank & Trust Company80%52 / 6596%$105K50
4Truist Bank61%35 / 5797%$115K34
5Bank of America, National Association71%34 / 4891%$125K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 168 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lancaster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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