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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Lancaster County, South Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Lancaster County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 61 applications were decided by 34 lenders between 2023 and 2025.

Lancaster County at a glance

34Active lenders0 with 20+ decisions
65.6%Market approval rate40 of 61 decided
$135KTypical loanmedian lender, $10K brackets
90%Borrower take-up36 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County65.6%South Carolina71.0%All 616 counties73.1%
Typical loan compared
Lancaster County$135KSouth Carolina$165KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Lancaster County, SC, 5 of them.

Lenders approved 65.6% of investment cash-out refinance applications in Lancaster County, SC, 5.4 percentage points below the South Carolina rate of 71.0%.

The typical investment cash-out refinance here is $135K, 18% smaller than the South Carolina typical of $165K.

Investment property cash-out lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLCLimited sample71%5 / 7100%$135K5
2United Wholesale Mortgage, LLCBroker only50%3 / 6100%$105K3
3Citadel Servicing CorporationLimited sample100%3 / 3100%$165K3
4Ocmbc, Inc.Broker only67%2 / 30%—0
5Founders Federal Credit UnionLimited sample100%2 / 2100%$65K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 29 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Lancaster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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