refinance lenders · HMDA 2023–2025

Refinance lenders in Pickens County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Pickens County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 974 applications were decided by 142 lenders between 2023 and 2025.

Pickens County at a glance

142Active lenders13 with 20+ decisions
79.1%Market approval rate770 of 974 decided
$195KTypical loanmedian lender, $10K brackets
92%Borrower take-up711 loans funded

How Pickens County compares

Approval rate compared
Pickens County79.1%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Pickens County$195KSouth Carolina$285KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Pickens County, SC, 58 of them.

Pickens Savings and Loan Association, FA approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

The typical mortgage refinance here is $195K, 32% smaller than the South Carolina typical of $285K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 60% approved of 20United Community Bank: 68% approved of 25Truist Bank: 70% approved of 93First-Citizens Bank & Trust Company: 73% approved of 55Bank of America, National Association: 75% approved of 24SouthState Bank, National Association: 78% approved of 37Rocket Mortgage, LLC: 81% approved of 79Pennymac Loan Services, LLC: 81% approved of 27S. C. State Federal Credit Union: 84% approved of 55United Wholesale Mortgage, LLC: 84% approved of 64TD Bank, National Association: 91% approved of 23Freedom Mortgage Corporation: 93% approved of 56Pickens Savings and Loan Association, FA: 93% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Pickens County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank70%65 / 9389%$105K58
2Rocket Mortgage, LLC81%64 / 7984%$275K54
3United Wholesale Mortgage, LLCBroker only84%54 / 6496%$315K52
4Freedom Mortgage Corporation93%52 / 5681%$275K42
5First-Citizens Bank & Trust Company73%40 / 5590%$115K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 137 more lenders.

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