Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sumter County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Sumter County between 2023 and 2025: 8,325 applications, 5,702 loans actually funded, across 8 kinds of borrowing.
Sumter County at a glance
8,325Applications decided
2023–2025
5,702Loans funded
68% of decisions
26Census tracts
9 ZIP codes
104,853People
ACS 2023
What the data shows
Lenders approved 77.2% of home-purchase applications in Sumter County, 6.1 points below the South Carolina rate.
The typical purchase mortgage here is $215K.
Lending by loan type in Sumter County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 77.2% | 5,177 | $215K | 94% | 240 |
| Home improvement loans | 56.4% | 500 | $55K | 88% | 45 |
| Cash-out refinance | 64.6% | 1,315 | $145K | 91% | 101 |
| Refinance | 78.1% | 767 | $245K | 88% | 99 |
| Investment property purchase | 77.5% | 347 | $125K | 95% | 94 |
| Investment cash-out refinance | 66.4% | 116 | $115K | 96% | 48 |
| Investment refinance | 80.4% | 51 | $105K | 88% | 31 |
| Investment home improvement | 38.5% | 52 | $75K | 90% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.