Home improvement loan lenders in Sumter County, South Carolina
Fat Boy Data analyzed home improvement loan activity in Sumter County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 500 applications were decided by 45 lenders between 2023 and 2025.
Sumter County at a glance
How Sumter County compares
What the data shows
Safe Federal Credit Union made the most home improvement loans in Sumter County, SC, 132 of them.
That is 53% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Safe Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 70% of 217.
Lenders approved 56.4% of home improvement loan applications in Sumter County, SC, 7.2 percentage points below the South Carolina rate of 63.6%.
The typical home improvement loan here is $55K, 42% smaller than the South Carolina typical of $95K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Home improvement loan lenders in Sumter County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Safe Federal Credit Union | 70% | 152 / 217 | 87% | $55K | 132 |
| 2 | First-Citizens Bank & Trust Company | 63% | 24 / 38 | 96% | $75K | 23 |
| 3 | Navy Federal Credit Union | 59% | 19 / 32 | 95% | $45K | 18 |
| 4 | Bank of America, National Association | 15% | 4 / 26 | 100% | $105K | 4 |
| 5 | Truist BankLimited sample | 17% | 3 / 18 | 100% | $85K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 40 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Sumter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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