refinance lenders · HMDA 2023–2025

Refinance lenders in Sumter County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Sumter County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 767 applications were decided by 99 lenders between 2023 and 2025.

Sumter County at a glance

99Active lenders11 with 20+ decisions
78.1%Market approval rate599 of 767 decided
$245KTypical loanmedian lender, $10K brackets
88%Borrower take-up525 loans funded

How Sumter County compares

Approval rate compared
Sumter County78.1%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Sumter County$245KSouth Carolina$285KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Sumter County, SC, 60 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 86.

The typical mortgage refinance here is $245K, 14% smaller than the South Carolina typical of $285K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 55% approved of 22One lender: 65% approved of 20One lender: 68% approved of 22First-Citizens Bank & Trust Company: 70% approved of 50One lender: 71% approved of 35Mortgage Research Center, LLC: 72% approved of 46Rocket Mortgage, LLC: 74% approved of 46One lender: 82% approved of 44United Wholesale Mortgage, LLC: 88% approved of 94One lender: 93% approved of 30Freedom Mortgage Corporation: 97% approved of 86

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%83 / 9494%$255K78
2Freedom Mortgage Corporation97%83 / 8672%$245K60
3First-Citizens Bank & Trust Company70%35 / 5094%$105K33
4Mortgage Research Center, LLC72%33 / 46100%$235K33
5Rocket Mortgage, LLC74%34 / 4676%$195K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 94 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Sumter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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