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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sumter County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Sumter County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,315 applications were decided by 101 lenders between 2023 and 2025.

Sumter County at a glance

101Active lenders13 with 20+ decisions
64.6%Market approval rate850 of 1,315 decided
$145KTypical loanmedian lender, $10K brackets
91%Borrower take-up772 loans funded

How Sumter County compares

Approval rate compared
Sumter County64.6%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Sumter County$145KSouth Carolina$165KAll 616 counties$155K

What the data shows

Safe Federal Credit Union made the most cash-out refinances in Sumter County, SC, 187 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical cash-out refinance here is $145K, 12% smaller than the South Carolina typical of $165K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 49Amerisave Mortgage Corporation: 29% approved of 75One lender: 39% approved of 33One lender: 41% approved of 34One lender: 45% approved of 53One lender: 53% approved of 45One lender: 69% approved of 29Freedom Mortgage Corporation: 73% approved of 55Safe Federal Credit Union: 74% approved of 305United Wholesale Mortgage, LLC: 76% approved of 67Rocket Mortgage, LLC: 80% approved of 184One lender: 90% approved of 20One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Safe Federal Credit Union74%226 / 30583%$75K187
2Rocket Mortgage, LLC80%147 / 18497%$145K143
3Amerisave Mortgage Corporation29%22 / 75100%$145K22
4United Wholesale Mortgage, LLCBroker only76%51 / 6798%$215K50
5Freedom Mortgage Corporation73%40 / 5590%$185K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 96 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sumter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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