Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sumner County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Sumner County, home to Hendersonville, between 2023 and 2025: 20,406 applications, 16,140 loans actually funded, across 8 kinds of borrowing.
Sumner County at a glance
20,406Applications decided
2023–2025
16,140Loans funded
79% of decisions
43Census tracts
9 ZIP codes
200,553People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Home improvement loans is the hardest money to get here: lenders approved 67% of 2,505 applications.
Lending by loan type in Sumner County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.0% | 10,423 | $365K | 96% | 424 |
| Home improvement loans | 66.8% | 2,505 | $95K | 91% | 111 |
| Cash-out refinance | 73.1% | 3,251 | $205K | 95% | 215 |
| Refinance | 81.4% | 2,748 | $325K | 92% | 219 |
| Investment property purchase | 92.0% | 959 | $265K | 95% | 179 |
| Investment cash-out refinance | 77.8% | 153 | $225K | 95% | 70 |
| Investment refinance | 88.9% | 279 | $255K | 95% | 66 |
| Investment home improvement | 70.5% | 88 | $105K | 90% | 35 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.