Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Wilson County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Wilson County, home to Lebanon, between 2023 and 2025: 16,101 applications, 12,925 loans actually funded, across 8 kinds of borrowing.
Wilson County at a glance
16,101Applications decided
2023–2025
12,925Loans funded
80% of decisions
28Census tracts
5 ZIP codes
153,587People
ACS 2023
What the data shows
The typical purchase mortgage here is $395K.
Home improvement loans is the hardest money to get here: lenders approved 68% of 1,780 applications.
Lending by loan type in Wilson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.9% | 8,857 | $395K | 96% | 404 |
| Home improvement loans | 68.0% | 1,780 | $95K | 89% | 106 |
| Cash-out refinance | 74.6% | 2,327 | $235K | 95% | 193 |
| Refinance | 81.9% | 2,114 | $285K | 92% | 214 |
| Investment property purchase | 92.2% | 719 | $275K | 96% | 163 |
| Investment cash-out refinance | 69.6% | 79 | $265K | 93% | 52 |
| Investment refinance | 87.5% | 168 | $235K | 96% | 57 |
| Investment home improvement | 75.4% | 57 | $105K | 98% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.