refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Tennessee

Fat Boy Data analyzed mortgage refinance activity in Washington County, Tennessee, home to Johnson City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,084 applications were decided by 136 lenders between 2023 and 2025.

Washington County at a glance

136Active lenders11 with 20+ decisions
78.4%Market approval rate850 of 1,084 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up792 loans funded

How Washington County compares

Approval rate compared
Washington County78.4%Tennessee78.2%All 616 counties76.5%
Typical loan compared
Washington County$195KTennessee$295KAll 616 counties$295K

What the data shows

First Horizon Bank made the most mortgage refinances in Washington County, TN, 95 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 64.

The typical mortgage refinance here is $195K, 34% smaller than the Tennessee typical of $295K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 50% approved of 20One lender: 62% approved of 50One lender: 62% approved of 29Regions Bank: 68% approved of 108Eastman Credit Union: 73% approved of 70Rocket Mortgage, LLC: 84% approved of 76One lender: 84% approved of 32First Horizon Bank: 87% approved of 114United Wholesale Mortgage, LLC: 88% approved of 80One lender: 91% approved of 33One lender: 97% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Horizon Bank87%99 / 11496%$105K95
2Regions Bank68%73 / 10899%$105K72
3United Wholesale Mortgage, LLCBroker only88%70 / 8093%$305K65
4Rocket Mortgage, LLC84%64 / 7697%$235K62
5Eastman Credit Union73%51 / 7098%$85K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 131 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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