Investment property improvement lenders in Washington County, Tennessee
Fat Boy Data analyzed investment home improvement loan activity in Washington County, Tennessee, home to Johnson City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 69 applications were decided by 28 lenders between 2023 and 2025.
Washington County at a glance
How Washington County compares
What the data shows
Eastman Credit Union made the most investment home improvement loans in Washington County, TN, 13 of them.
That is 30% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Eastman Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 52% of 25.
Lenders approved 65.2% of investment home improvement loan applications in Washington County, TN, 8.8 percentage points above the Tennessee rate of 56.5%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Washington County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Eastman Credit Union | 52% | 13 / 25 | 100% | $125K | 13 |
| 2 | Bank Of TennesseeLimited sample | 100% | 4 / 4 | 100% | $45K | 4 |
| 3 | Figure Lending LLCLimited sample | 75% | 3 / 4 | 100% | $55K | 3 |
| 4 | First Bancorp, Inc.Limited sample | 100% | 3 / 3 | 100% | $155K | 3 |
| 5 | Citizens BankLimited sample | 100% | 3 / 3 | 100% | $255K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 23 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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