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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Wilson County, Tennessee

Fat Boy Data analyzed home improvement loan activity in Wilson County, Tennessee, home to Lebanon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,780 applications were decided by 106 lenders between 2023 and 2025.

Wilson County at a glance

106Active lenders17 with 20+ decisions
68.0%Market approval rate1,211 of 1,780 decided
$95KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,079 loans funded

How Wilson County compares

Approval rate compared
Wilson County68.0%Tennessee63.4%All 616 counties62.7%
Typical loan compared
Wilson County$95KTennessee$75KAll 616 counties$75K

What the data shows

Wilson Bank and Trust made the most home improvement loans in Wilson County, TN, 193 of them.

Wellworth Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

The typical home improvement loan here is $95K, 27% larger than the Tennessee typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 35One lender: 41% approved of 22One lender: 47% approved of 102One lender: 49% approved of 69Bank of America, National Association: 53% approved of 147U.S. Bank National Association: 57% approved of 107Regions Bank: 61% approved of 228First Horizon Bank: 62% approved of 112One lender: 64% approved of 61One lender: 71% approved of 51One lender: 71% approved of 34One lender: 74% approved of 74One lender: 79% approved of 85One lender: 82% approved of 22Wilson Bank and Trust: 87% approved of 255One lender: 97% approved of 29One lender: 97% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Wilson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wilson Bank and Trust87%221 / 25587%$95K193
2Regions Bank61%140 / 22886%$55K121
3Bank of America, National Association53%78 / 14796%$105K75
4First Horizon Bank62%70 / 11296%$85K67
5U.S. Bank National Association57%61 / 10795%$95K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 101 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Wilson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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