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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Brazoria County, Texas

Fat Boy Data analyzed home improvement loan activity in Brazoria County, Texas, home to Pearland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,878 applications were decided by 95 lenders between 2023 and 2025.

Brazoria County at a glance

95Active lenders18 with 20+ decisions
46.4%Market approval rate871 of 1,878 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up800 loans funded

How Brazoria County compares

Approval rate compared
Brazoria County46.4%Texas46.6%All 616 counties62.7%
Typical loan compared
Brazoria County$75KTexas$105KAll 616 counties$75K

What the data shows

Frost Bank made the most home improvement loans in Brazoria County, TX, 136 of them.

First State Bank approved the highest share of applications among lenders with at least 20 decisions here, 91% of 100.

The typical home improvement loan here is $75K, 29% smaller than the Texas typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 14% approved of 115One lender: 21% approved of 29One lender: 29% approved of 51One lender: 30% approved of 94Bank of America, National Association: 32% approved of 283Navy Federal Credit Union: 36% approved of 116One lender: 38% approved of 26One lender: 41% approved of 22One lender: 42% approved of 33Frost Bank: 45% approved of 326One lender: 47% approved of 85One lender: 49% approved of 77One lender: 50% approved of 22One lender: 67% approved of 27Jsc: 69% approved of 128One lender: 70% approved of 20One lender: 81% approved of 27One lender: 91% approved of 100

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Brazoria County

LenderApprovalApprovedTaken upTypical loanLoans made
1Frost Bank45%147 / 32693%$85K136
2Bank of America, National Association32%90 / 28398%$105K88
3Jsc69%88 / 12885%$65K75
4Navy Federal Credit Union36%42 / 11695%$65K40
5Discover Bank14%16 / 115100%$85K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 90 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Brazoria County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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