Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hunt County, Texas
Every institution that decided a 1–4 unit mortgage application in Hunt County between 2023 and 2025: 11,340 applications, 8,100 loans actually funded, across 8 kinds of borrowing.
Hunt County at a glance
11,340Applications decided
2023–2025
8,100Loans funded
71% of decisions
21Census tracts
10 ZIP codes
104,917People
ACS 2023
What the data shows
Lenders approved 79.5% of home-purchase applications in Hunt County, 4.5 points below the Texas rate.
The typical purchase mortgage here is $275K.
Home improvement loans is the hardest money to get here: lenders approved 46% of 468 applications.
Lending by loan type in Hunt County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 79.5% | 7,949 | $275K | 94% | 370 |
| Home improvement loans | 45.7% | 468 | $75K | 92% | 66 |
| Cash-out refinance | 65.6% | 1,020 | $185K | 93% | 143 |
| Refinance | 70.7% | 852 | $305K | 89% | 168 |
| Investment property purchase | 84.2% | 697 | $195K | 95% | 162 |
| Investment cash-out refinance | 71.8% | 156 | $165K | 90% | 72 |
| Investment refinance | 68.1% | 163 | $175K | 89% | 65 |
| Investment home improvement | 54.3% | 35 | $105K | 100% | 25 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.