Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kaufman County, Texas
Every institution that decided a 1–4 unit mortgage application in Kaufman County, home to Forney, between 2023 and 2025: 22,339 applications, 16,545 loans actually funded, across 8 kinds of borrowing.
Kaufman County at a glance
22,339Applications decided
2023–2025
16,545Loans funded
74% of decisions
27Census tracts
7 ZIP codes
160,718People
ACS 2023
What the data shows
The typical purchase mortgage here is $305K.
Home improvement loans is the hardest money to get here: lenders approved 42% of 754 applications.
Lending by loan type in Kaufman County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.4% | 16,366 | $305K | 96% | 449 |
| Home improvement loans | 42.0% | 754 | $75K | 93% | 76 |
| Cash-out refinance | 60.9% | 1,800 | $185K | 92% | 176 |
| Refinance | 67.8% | 1,490 | $345K | 85% | 194 |
| Investment property purchase | 90.1% | 1,579 | $215K | 96% | 228 |
| Investment cash-out refinance | 62.7% | 169 | $185K | 98% | 67 |
| Investment refinance | 80.2% | 157 | $205K | 91% | 62 |
| Investment home improvement | 58.3% | 24 | $175K | 93% | 16 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.