Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Rockwall County, Texas
Every institution that decided a 1–4 unit mortgage application in Rockwall County between 2023 and 2025: 12,973 applications, 10,153 loans actually funded, across 8 kinds of borrowing.
Rockwall County at a glance
12,973Applications decided
2023–2025
10,153Loans funded
78% of decisions
29Census tracts
5 ZIP codes
116,931People
ACS 2023
What the data shows
Lenders approved 89.5% of home-purchase applications in Rockwall County, 5.4 points above the Texas rate.
The typical purchase mortgage here is $395K.
Lending by loan type in Rockwall County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.5% | 8,480 | $395K | 96% | 429 |
| Home improvement loans | 51.9% | 926 | $105K | 93% | 83 |
| Cash-out refinance | 69.5% | 1,584 | $235K | 92% | 167 |
| Refinance | 72.5% | 1,122 | $415K | 89% | 185 |
| Investment property purchase | 86.3% | 641 | $245K | 97% | 192 |
| Investment cash-out refinance | 77.1% | 118 | $205K | 93% | 55 |
| Investment refinance | 72.5% | 80 | $235K | 83% | 50 |
| Investment home improvement | 50.0% | 22 | $175K | 91% | 15 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.