Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Collin County, Texas
Every institution that decided a 1–4 unit mortgage application in Collin County, home to Plano, between 2023 and 2025: 102,998 applications, 81,851 loans actually funded, across 8 kinds of borrowing.
Collin County at a glance
102,998Applications decided
2023–2025
81,851Loans funded
79% of decisions
220Census tracts
30 ZIP codes
1,116,601People
ACS 2023
What the data shows
Lenders approved 89.6% of home-purchase applications in Collin County, 5.6 points above the Texas rate.
The typical purchase mortgage here is $435K.
Investment home improvement is the hardest money to get here: lenders approved 50% of 175 applications.
Lending by loan type in Collin County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.6% | 62,960 | $435K | 96% | 747 |
| Home improvement loans | 50.4% | 7,383 | $115K | 92% | 162 |
| Cash-out refinance | 71.6% | 11,357 | $265K | 93% | 362 |
| Refinance | 78.2% | 12,266 | $535K | 94% | 402 |
| Investment property purchase | 92.0% | 7,126 | $275K | 97% | 441 |
| Investment cash-out refinance | 72.0% | 910 | $285K | 91% | 201 |
| Investment refinance | 76.6% | 821 | $295K | 89% | 174 |
| Investment home improvement | 50.3% | 175 | $215K | 89% | 51 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.