Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Jefferson County, Texas
Every institution that decided a 1–4 unit mortgage application in Jefferson County, home to Beaumont, between 2023 and 2025: 10,917 applications, 7,889 loans actually funded, across 8 kinds of borrowing.
Jefferson County at a glance
10,917Applications decided
2023–2025
7,889Loans funded
72% of decisions
76Census tracts
15 ZIP codes
253,939People
ACS 2023
What the data shows
The typical purchase mortgage here is $205K.
Lending by loan type in Jefferson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.1% | 6,354 | $205K | 94% | 288 |
| Home improvement loans | 52.7% | 839 | $55K | 88% | 55 |
| Cash-out refinance | 63.7% | 1,042 | $115K | 91% | 100 |
| Refinance | 68.5% | 1,076 | $155K | 88% | 115 |
| Investment property purchase | 88.8% | 794 | $115K | 93% | 129 |
| Investment cash-out refinance | 78.1% | 389 | $95K | 95% | 68 |
| Investment refinance | 86.2% | 369 | $95K | 93% | 68 |
| Investment home improvement | 50.0% | 54 | $75K | 96% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.