Home improvement loan lenders in Jefferson County, Texas
Fat Boy Data analyzed home improvement loan activity in Jefferson County, Texas, home to Beaumont, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 839 applications were decided by 55 lenders between 2023 and 2025.
Jefferson County at a glance
How Jefferson County compares
What the data shows
Fivepoint Credit Union made the most home improvement loans in Jefferson County, TX, 91 of them.
First Financial Bank approved the highest share of applications among lenders with at least 20 decisions here, 89% of 28.
Lenders approved 52.7% of home improvement loan applications in Jefferson County, TX, 6.1 percentage points above the Texas rate of 46.6%.
The typical home improvement loan here is $55K, 48% smaller than the Texas typical of $105K.
Only 1 lender here typically writes at or below $35K: Discover Bank.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Jefferson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rave Financial Credit Union | 58% | 95 / 165 | 85% | $45K | 81 |
| 2 | Fivepoint Credit Union | 69% | 111 / 161 | 82% | $55K | 91 |
| 3 | Mct Credit Union | 82% | 66 / 80 | 97% | $65K | 64 |
| 4 | PNC Bank, National Association | 27% | 19 / 71 | 100% | $105K | 19 |
| 5 | Bank of America, National Association | 19% | 12 / 62 | 100% | $75K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 50 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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