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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jefferson County, Texas

Fat Boy Data analyzed cash-out refinance activity in Jefferson County, Texas, home to Beaumont, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,042 applications were decided by 100 lenders between 2023 and 2025.

Jefferson County at a glance

100Active lenders13 with 20+ decisions
63.7%Market approval rate664 of 1,042 decided
$115KTypical loanmedian lender, $10K brackets
91%Borrower take-up607 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County63.7%Texas66.8%All 616 counties68.2%
Typical loan compared
Jefferson County$115KTexas$185KAll 616 counties$155K

What the data shows

Neches made the most cash-out refinances in Jefferson County, TX, 119 of them.

Neches approved the highest share of applications among lenders with at least 20 decisions here, 87% of 146.

The typical cash-out refinance here is $115K, 38% smaller than the Texas typical of $185K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 38One lender: 20% approved of 35One lender: 30% approved of 27One lender: 56% approved of 54One lender: 59% approved of 22One lender: 62% approved of 29Education First: 67% approved of 57Rocket Mortgage, LLC: 69% approved of 144Mct Credit Union: 73% approved of 56One lender: 74% approved of 35Gulf Credit Union: 76% approved of 100One lender: 81% approved of 32Neches: 87% approved of 146

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Neches87%127 / 14694%$95K119
2Rocket Mortgage, LLC69%100 / 14496%$145K96
3Gulf Credit Union76%76 / 10092%$95K70
4Education First67%38 / 5787%$65K33
5Mct Credit Union73%41 / 56100%$115K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 95 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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