Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Weber County, Utah
Every institution that decided a 1–4 unit mortgage application in Weber County, home to Ogden, between 2023 and 2025: 27,785 applications, 21,792 loans actually funded, across 8 kinds of borrowing.
Weber County at a glance
27,785Applications decided
2023–2025
21,792Loans funded
78% of decisions
58Census tracts
9 ZIP codes
266,183People
ACS 2023
What the data shows
The typical purchase mortgage here is $375K.
Investment home improvement is the hardest money to get here: lenders approved 62% of 206 applications.
Lending by loan type in Weber County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.5% | 12,574 | $375K | 95% | 253 |
| Home improvement loans | 81.1% | 4,443 | $55K | 95% | 67 |
| Cash-out refinance | 74.8% | 4,056 | $165K | 93% | 166 |
| Refinance | 80.1% | 5,188 | $105K | 94% | 177 |
| Investment property purchase | 86.4% | 741 | $305K | 93% | 139 |
| Investment cash-out refinance | 72.8% | 312 | $235K | 92% | 69 |
| Investment refinance | 71.3% | 265 | $265K | 92% | 71 |
| Investment home improvement | 61.7% | 206 | $105K | 92% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.