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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Weber County, Utah

Fat Boy Data analyzed cash-out refinance activity in Weber County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,056 applications were decided by 166 lenders between 2023 and 2025.

Weber County at a glance

166Active lenders33 with 20+ decisions
74.8%Market approval rate3,035 of 4,056 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,812 loans funded

How Weber County compares

Approval rate compared
Weber County74.8%Utah74.2%All 616 counties68.2%
Typical loan compared
Weber County$165KUtah$205KAll 616 counties$155K

What the data shows

Goldenwest made the most cash-out refinances in Weber County, UT, 514 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

The typical cash-out refinance here is $165K, 20% smaller than the Utah typical of $205K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 32Amerisave Mortgage Corporation: 34% approved of 139Spring Eq, LLC: 43% approved of 23Carrington Mortgage Services, LLC: 45% approved of 69CYPRUS Federal Credit Union: 48% approved of 27Lakeview Loan Servicing, LLC: 52% approved of 44American Financing Corporation: 52% approved of 42Newrez LLC: 56% approved of 88Flagstar Bank, National Association: 63% approved of 35Loandepot.Com, LLC: 65% approved of 97New American Funding, LLC: 65% approved of 43Mountain America Federal Credit Union: 66% approved of 165AMERICA FIRST Federal Credit Union: 67% approved of 177NORTHROP GRUMMAN Federal Credit Union: 67% approved of 21Wells Fargo Bank, National Association: 68% approved of 34Kind Lending, LLC: 70% approved of 63Pennymac Loan Services, LLC: 71% approved of 90Freedom Mortgage Corporation: 73% approved of 86U.S. Bank National Association: 75% approved of 24Plaza Home Mortgage, Inc.: 76% approved of 21Ascent: 78% approved of 36United Wholesale Mortgage, LLC: 80% approved of 280Nationstar Mortgage LLC: 80% approved of 80Goldenwest: 81% approved of 753GoodLeap, LLC: 82% approved of 45Security Service Federal Credit Union: 83% approved of 47Rocket Mortgage, LLC: 84% approved of 612Castle & Cooke Mortgage, LLC: 86% approved of 22The Federal Savings Bank: 89% approved of 35Guild Mortgage Company LLC: 89% approved of 106Fairway Independent Mortgage Corporation: 96% approved of 27Wasatch Peaks Federal Credit Union: 98% approved of 60Intercap Lending Inc.: 100% approved of 51

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Weber County

LenderApprovalApprovedTaken upTypical loanLoans made
1Goldenwest81%609 / 75384%$125K514
2Rocket Mortgage, LLC84%512 / 61298%$165K501
3United Wholesale Mortgage, LLCBroker only80%224 / 28096%$275K215
4AMERICA FIRST Federal Credit Union67%118 / 17779%$235K93
5Mountain America Federal Credit Union66%109 / 16599%$165K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 161 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Weber County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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