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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Weber County, Utah

Fat Boy Data analyzed cash-out refinance activity in Weber County, Utah, home to Ogden, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,056 applications were decided by 166 lenders between 2023 and 2025.

Weber County at a glance

166Active lenders33 with 20+ decisions
74.8%Market approval rate3,035 of 4,056 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,812 loans funded

How Weber County compares

Approval rate compared
Weber County74.8%Utah74.2%All 616 counties68.2%
Typical loan compared
Weber County$165KUtah$205KAll 616 counties$155K

What the data shows

Goldenwest made the most cash-out refinances in Weber County, UT, 514 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

The typical cash-out refinance here is $165K, 20% smaller than the Utah typical of $205K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 32One lender: 34% approved of 139One lender: 43% approved of 23One lender: 45% approved of 69One lender: 48% approved of 27One lender: 52% approved of 44One lender: 52% approved of 42One lender: 56% approved of 88One lender: 63% approved of 35One lender: 65% approved of 97One lender: 65% approved of 43Mountain America Federal Credit Union: 66% approved of 165AMERICA FIRST Federal Credit Union: 67% approved of 177One lender: 67% approved of 21One lender: 68% approved of 34One lender: 70% approved of 63One lender: 71% approved of 90One lender: 73% approved of 86One lender: 75% approved of 24One lender: 76% approved of 21One lender: 78% approved of 36United Wholesale Mortgage, LLC: 80% approved of 280One lender: 80% approved of 80Goldenwest: 81% approved of 753One lender: 82% approved of 45One lender: 83% approved of 47Rocket Mortgage, LLC: 84% approved of 612One lender: 86% approved of 22One lender: 89% approved of 35One lender: 89% approved of 106One lender: 96% approved of 27One lender: 98% approved of 60One lender: 100% approved of 51

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Weber County

LenderApprovalApprovedTaken upTypical loanLoans made
1Goldenwest81%609 / 75384%$125K514
2Rocket Mortgage, LLC84%512 / 61298%$165K501
3United Wholesale Mortgage, LLCBroker only80%224 / 28096%$275K215
4AMERICA FIRST Federal Credit Union67%118 / 17779%$235K93
5Mountain America Federal Credit Union66%109 / 16599%$165K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 161 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Weber County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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