Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Cache County, Utah
Every institution that decided a 1–4 unit mortgage application in Cache County, home to Logan, between 2023 and 2025: 10,227 applications, 8,204 loans actually funded, across 8 kinds of borrowing.
Cache County at a glance
10,227Applications decided
2023–2025
8,204Loans funded
80% of decisions
28Census tracts
10 ZIP codes
137,031People
ACS 2023
What the data shows
The typical purchase mortgage here is $355K.
Lending by loan type in Cache County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.3% | 4,751 | $355K | 95% | 187 |
| Home improvement loans | 79.2% | 1,760 | $65K | 93% | 50 |
| Cash-out refinance | 78.1% | 1,333 | $205K | 94% | 112 |
| Refinance | 80.2% | 1,714 | $165K | 94% | 94 |
| Investment property purchase | 90.8% | 336 | $255K | 98% | 65 |
| Investment cash-out refinance | 73.9% | 111 | $195K | 90% | 35 |
| Investment refinance | 73.0% | 126 | $235K | 91% | 32 |
| Investment home improvement | 64.6% | 96 | $85K | 89% | 19 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.