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refinance lenders · HMDA 2023–2025

Refinance lenders in Weber County, Utah

Fat Boy Data analyzed mortgage refinance activity in Weber County, Utah, home to Ogden, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,188 applications were decided by 177 lenders between 2023 and 2025.

Weber County at a glance

177Active lenders26 with 20+ decisions
80.1%Market approval rate4,155 of 5,188 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,890 loans funded

How Weber County compares

Approval rate compared
Weber County80.1%Utah76.8%All 616 counties76.5%
Typical loan compared
Weber County$105KUtah$155KAll 616 counties$295K

What the data shows

AMERICA FIRST Federal Credit Union made the most mortgage refinances in Weber County, UT, 1,642 of them.

That is 42% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Bank of Utah approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $105K, 32% smaller than the Utah typical of $155K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 71Mountain America Federal Credit Union: 54% approved of 494One lender: 59% approved of 41One lender: 63% approved of 43One lender: 64% approved of 95Rocket Mortgage, LLC: 73% approved of 158One lender: 74% approved of 23One lender: 76% approved of 68Goldenwest: 80% approved of 425One lender: 81% approved of 37One lender: 82% approved of 22AMERICA FIRST Federal Credit Union: 85% approved of 2,035One lender: 86% approved of 49One lender: 88% approved of 33United Wholesale Mortgage, LLC: 89% approved of 375One lender: 90% approved of 77One lender: 92% approved of 25One lender: 92% approved of 127One lender: 92% approved of 39One lender: 92% approved of 53One lender: 94% approved of 64One lender: 96% approved of 26One lender: 97% approved of 32One lender: 99% approved of 75One lender: 100% approved of 29One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Weber County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union85%1,728 / 2,03595%$95K1,642
2Mountain America Federal Credit Union54%265 / 49498%$105K259
3Goldenwest80%341 / 42589%$115K303
4United Wholesale Mortgage, LLCBroker only89%333 / 37598%$425K325
5Rocket Mortgage, LLC73%115 / 15893%$355K107

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 172 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Weber County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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