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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Henrico County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Henrico County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,297 applications were decided by 202 lenders between 2023 and 2025.

Henrico County at a glance

202Active lenders30 with 20+ decisions
68.5%Market approval rate2,943 of 4,297 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,801 loans funded

How Henrico County compares

Approval rate compared
Henrico County68.5%Virginia69.7%All 616 counties68.2%
Typical loan compared
Henrico County$165KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Henrico County, VA, 790 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 40.

The typical cash-out refinance here is $165K, 15% smaller than the Virginia typical of $195K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 37One lender: 24% approved of 51Amerisave Mortgage Corporation: 31% approved of 251One lender: 37% approved of 49One lender: 41% approved of 22One lender: 44% approved of 126Newrez LLC: 46% approved of 160One lender: 53% approved of 88One lender: 54% approved of 37One lender: 55% approved of 49One lender: 58% approved of 31One lender: 62% approved of 37One lender: 65% approved of 113One lender: 66% approved of 106One lender: 67% approved of 30One lender: 68% approved of 140One lender: 70% approved of 123One lender: 70% approved of 27One lender: 72% approved of 74One lender: 73% approved of 71Virginia Federal Credit Union: 74% approved of 390United Wholesale Mortgage, LLC: 76% approved of 246One lender: 77% approved of 102One lender: 79% approved of 117One lender: 80% approved of 20Rocket Mortgage, LLC: 82% approved of 1,003One lender: 87% approved of 39One lender: 88% approved of 33One lender: 91% approved of 33One lender: 98% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Henrico County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%826 / 1,00396%$165K790
2Virginia Federal Credit Union74%290 / 39098%$105K284
3Amerisave Mortgage Corporation31%78 / 251100%$115K78
4United Wholesale Mortgage, LLCBroker only76%187 / 24698%$225K183
5Newrez LLC46%73 / 16096%$135K70

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 197 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Henrico County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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