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refinance lenders · HMDA 2023–2025

Refinance lenders in Henrico County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Henrico County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,816 applications were decided by 205 lenders between 2023 and 2025.

Henrico County at a glance

205Active lenders28 with 20+ decisions
78.3%Market approval rate2,204 of 2,816 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,072 loans funded

How Henrico County compares

Approval rate compared
Henrico County78.3%Virginia79.3%All 616 counties76.5%
Typical loan compared
Henrico County$315KVirginia$395KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Henrico County, VA, 185 of them.

George Mason Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical mortgage refinance here is $315K, 20% smaller than the Virginia typical of $395K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 61One lender: 45% approved of 22One lender: 52% approved of 25One lender: 60% approved of 77One lender: 63% approved of 41Truist Bank: 65% approved of 308One lender: 67% approved of 36One lender: 69% approved of 26Bank of America, National Association: 71% approved of 138One lender: 74% approved of 27One lender: 74% approved of 27One lender: 76% approved of 25One lender: 82% approved of 28One lender: 82% approved of 34One lender: 84% approved of 92Rocket Mortgage, LLC: 84% approved of 200One lender: 84% approved of 32One lender: 87% approved of 38One lender: 87% approved of 31Capital Center, L.L.C.: 88% approved of 200One lender: 88% approved of 25One lender: 90% approved of 48One lender: 90% approved of 58United Wholesale Mortgage, LLC: 90% approved of 256One lender: 93% approved of 30One lender: 94% approved of 67One lender: 95% approved of 130One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Henrico County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank65%201 / 30892%$125K185
2United Wholesale Mortgage, LLCBroker only90%230 / 25696%$445K220
3Rocket Mortgage, LLC84%168 / 20092%$315K154
4Capital Center, L.L.C.88%175 / 200100%$405K175
5Bank of America, National Association71%98 / 13897%$105K95

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 200 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Henrico County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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