Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Loudoun County, Virginia
Every institution that decided a 1–4 unit mortgage application in Loudoun County, home to Leesburg, between 2023 and 2025: 33,627 applications, 26,767 loans actually funded, across 8 kinds of borrowing.
Loudoun County at a glance
33,627Applications decided
2023–2025
26,767Loans funded
80% of decisions
75Census tracts
13 ZIP codes
427,082People
ACS 2023
What the data shows
The typical purchase mortgage here is $605K.
Investment home improvement is the hardest money to get here: lenders approved 45% of 161 applications.
Lending by loan type in Loudoun County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.6% | 16,887 | $605K | 97% | 431 |
| Home improvement loans | 67.4% | 5,914 | $115K | 93% | 150 |
| Cash-out refinance | 72.2% | 4,493 | $185K | 96% | 228 |
| Refinance | 78.6% | 4,794 | $605K | 94% | 275 |
| Investment property purchase | 90.3% | 1,015 | $395K | 97% | 185 |
| Investment cash-out refinance | 66.7% | 207 | $255K | 95% | 78 |
| Investment refinance | 75.0% | 156 | $365K | 91% | 76 |
| Investment home improvement | 45.3% | 161 | $105K | 96% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.