HomeVirginiaLoudoun CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Loudoun County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Loudoun County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,794 applications were decided by 275 lenders between 2023 and 2025.

Loudoun County at a glance

275Active lenders42 with 20+ decisions
78.6%Market approval rate3,766 of 4,794 decided
$605KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,542 loans funded

How Loudoun County compares

Approval rate compared
Loudoun County78.6%Virginia79.3%All 616 counties76.5%
Typical loan compared
Loudoun County$605KVirginia$395KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Loudoun County, VA, 245 of them.

Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

The typical mortgage refinance here is $605K, 53% larger than the Virginia typical of $395K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 38% approved of 40Discover Bank: 42% approved of 120Mortgage Research Center, LLC: 43% approved of 28Lakeview Loan Servicing, LLC: 47% approved of 73Third Federal Savings And Loan Association Of Cleveland: 60% approved of 150Bank of America, National Association: 61% approved of 227Alliant Credit Union: 64% approved of 25United Bank: 66% approved of 56PNC Bank, National Association: 67% approved of 223Citizens Bank, National Association: 68% approved of 98Pentagon Federal Credit Union: 69% approved of 156Truist Bank: 69% approved of 345Sandy Spring Bank: 70% approved of 20TD Bank, National Association: 70% approved of 97Wells Fargo Bank, National Association: 72% approved of 25First National Bank of Pennsylvania: 73% approved of 66Atlantic Union Bank: 73% approved of 52U.S. Bank National Association: 74% approved of 27Cmg Mortgage, Inc.: 77% approved of 30Navy Federal Credit Union: 78% approved of 64Manufacturers and Traders Trust Company: 79% approved of 117Newrez LLC: 84% approved of 50United Nations Federal Credit Union: 85% approved of 161Rocket Mortgage, LLC: 85% approved of 300Village Capital & Investment LLC: 88% approved of 42Loandepot.Com, LLC: 89% approved of 61Pennymac Loan Services, LLC: 89% approved of 130Nationstar Mortgage LLC: 90% approved of 20Educational Systems: 90% approved of 21State Employees Credit Union of Maryland, Incorporated: 92% approved of 24Crosscountry Mortgage, LLC: 93% approved of 29United Wholesale Mortgage, LLC: 94% approved of 404Freedom Mortgage Corporation: 95% approved of 162Mutual of Omaha Mortgage, Inc.: 96% approved of 23JPMorgan Chase Bank, National Association: 97% approved of 31Union Home Mortgage Corp.: 97% approved of 31Guaranteed Rate, Inc.: 97% approved of 65ABNB Federal Credit Union: 97% approved of 135Atlantic Coast Mortgage, LLC: 100% approved of 41Intercoastal Mortgage, LLC: 100% approved of 29Sage Home Loans Corporation: 100% approved of 28Movement Mortgage, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Loudoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%381 / 40496%$635K364
2Truist Bank69%237 / 34592%$255K219
3Rocket Mortgage, LLC85%256 / 30096%$645K245
4Bank of America, National Association61%138 / 22799%$205K137
5PNC Bank, National Association67%149 / 22396%$245K143

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 270 more lenders.

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