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refinance lenders · HMDA 2023–2025

Refinance lenders in Loudoun County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Loudoun County, Virginia, home to Leesburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,794 applications were decided by 275 lenders between 2023 and 2025.

Loudoun County at a glance

275Active lenders42 with 20+ decisions
78.6%Market approval rate3,766 of 4,794 decided
$605KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,542 loans funded

How Loudoun County compares

Approval rate compared
Loudoun County78.6%Virginia79.3%All 616 counties76.5%
Typical loan compared
Loudoun County$605KVirginia$395KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Loudoun County, VA, 245 of them.

Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

The typical mortgage refinance here is $605K, 53% larger than the Virginia typical of $395K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 40One lender: 42% approved of 120One lender: 43% approved of 28One lender: 47% approved of 73One lender: 60% approved of 150Bank of America, National Association: 61% approved of 227One lender: 64% approved of 25One lender: 66% approved of 56PNC Bank, National Association: 67% approved of 223One lender: 68% approved of 98One lender: 69% approved of 156Truist Bank: 69% approved of 345One lender: 70% approved of 20One lender: 70% approved of 97One lender: 72% approved of 25One lender: 73% approved of 66One lender: 73% approved of 52One lender: 74% approved of 27One lender: 77% approved of 30One lender: 78% approved of 64One lender: 79% approved of 117One lender: 84% approved of 50One lender: 85% approved of 161Rocket Mortgage, LLC: 85% approved of 300One lender: 88% approved of 42One lender: 89% approved of 61One lender: 89% approved of 130One lender: 90% approved of 20One lender: 90% approved of 21One lender: 92% approved of 24One lender: 93% approved of 29United Wholesale Mortgage, LLC: 94% approved of 404One lender: 95% approved of 162One lender: 96% approved of 23One lender: 97% approved of 31One lender: 97% approved of 31One lender: 97% approved of 65One lender: 97% approved of 135One lender: 100% approved of 41One lender: 100% approved of 29One lender: 100% approved of 28One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Loudoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%381 / 40496%$635K364
2Truist Bank69%237 / 34592%$255K219
3Rocket Mortgage, LLC85%256 / 30096%$645K245
4Bank of America, National Association61%138 / 22799%$205K137
5PNC Bank, National Association67%149 / 22396%$245K143

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 270 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Loudoun County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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