Home›Virginia›Loudoun County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Loudoun County, Virginia

Fat Boy Data analyzed home improvement loan activity in Loudoun County, Virginia, home to Leesburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,914 applications were decided by 150 lenders between 2023 and 2025.

Loudoun County at a glance

150Active lenders31 with 20+ decisions
67.4%Market approval rate3,986 of 5,914 decided
$115KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,712 loans funded

How Loudoun County compares

Approval rate compared
Loudoun County67.4%Virginia65.0%All 616 counties62.7%
Typical loan compared
Loudoun County$115KVirginia$85KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Loudoun County, VA, 637 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

The typical home improvement loan here is $115K, 35% larger than the Virginia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 34% approved of 145One lender: 38% approved of 182One lender: 39% approved of 41One lender: 48% approved of 69Bank of America, National Association: 51% approved of 654Truist Bank: 53% approved of 472One lender: 56% approved of 177One lender: 57% approved of 37One lender: 59% approved of 22One lender: 60% approved of 20One lender: 65% approved of 26One lender: 67% approved of 153One lender: 68% approved of 120One lender: 68% approved of 71One lender: 69% approved of 270Apple Federal Credit Union: 69% approved of 359One lender: 69% approved of 29One lender: 69% approved of 282One lender: 70% approved of 203One lender: 71% approved of 151One lender: 71% approved of 158One lender: 71% approved of 62One lender: 76% approved of 92One lender: 76% approved of 34One lender: 77% approved of 173Navy Federal Credit Union: 80% approved of 810One lender: 81% approved of 54Northwest Federal Credit Union: 82% approved of 440One lender: 95% approved of 21One lender: 95% approved of 22One lender: 97% approved of 140

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Loudoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union80%651 / 81098%$105K637
2Bank of America, National Association51%336 / 65499%$145K332
3Truist Bank53%252 / 47292%$155K232
4Northwest Federal Credit Union82%359 / 44099%$105K356
5Apple Federal Credit Union69%247 / 359100%$105K247

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 145 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Loudoun County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Loudoun County

Other lending data for Loudoun County

Nearby markets