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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Loudoun County, Virginia

Fat Boy Data analyzed home improvement loan activity in Loudoun County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,914 applications were decided by 150 lenders between 2023 and 2025.

Loudoun County at a glance

150Active lenders31 with 20+ decisions
67.4%Market approval rate3,986 of 5,914 decided
$115KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,712 loans funded

How Loudoun County compares

Approval rate compared
Loudoun County67.4%Virginia65.0%All 616 counties62.7%
Typical loan compared
Loudoun County$115KVirginia$85KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Loudoun County, VA, 637 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

The typical home improvement loan here is $115K, 35% larger than the Virginia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 34% approved of 145Discover Bank: 38% approved of 182Alliant Credit Union: 39% approved of 41U.S. Bank National Association: 48% approved of 69Bank of America, National Association: 51% approved of 654Truist Bank: 53% approved of 472Manufacturers and Traders Trust Company: 56% approved of 177Fourleaf: 57% approved of 37Fulton Bank, National Association: 59% approved of 22Pinnacle Bank: 60% approved of 20Loandepot.Com, LLC: 65% approved of 26Third Federal Savings And Loan Association Of Cleveland: 67% approved of 153First National Bank of Pennsylvania: 68% approved of 120United Bank: 68% approved of 71PNC Bank, National Association: 69% approved of 270Apple Federal Credit Union: 69% approved of 359Virginia Federal Credit Union: 69% approved of 29Pentagon Federal Credit Union: 69% approved of 282TOWER Federal Credit Union: 70% approved of 203Citizens Bank, National Association: 71% approved of 151Atlantic Union Bank: 71% approved of 158Sandy Spring Bank: 71% approved of 62TD Bank, National Association: 76% approved of 92Nextmark: 76% approved of 34Figure Lending LLC: 77% approved of 173Navy Federal Credit Union: 80% approved of 810First Technology: 81% approved of 54Northwest Federal Credit Union: 82% approved of 440JUSTICE Federal Credit Union: 95% approved of 21Homebridge Financial Services, Inc.: 95% approved of 22Coastal Community Bank: 97% approved of 140

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Loudoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union80%651 / 81098%$105K637
2Bank of America, National Association51%336 / 65499%$145K332
3Truist Bank53%252 / 47292%$155K232
4Northwest Federal Credit Union82%359 / 44099%$105K356
5Apple Federal Credit Union69%247 / 359100%$105K247

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 145 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Loudoun County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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