Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Prince William County, Virginia
Every institution that decided a 1–4 unit mortgage application in Prince William County, home to Dumfries, between 2023 and 2025: 34,284 applications, 26,094 loans actually funded, across 8 kinds of borrowing.
Prince William County at a glance
34,284Applications decided
2023–2025
26,094Loans funded
76% of decisions
93Census tracts
15 ZIP codes
484,625People
ACS 2023
What the data shows
The typical purchase mortgage here is $485K.
Investment home improvement is the hardest money to get here: lenders approved 37% of 213 applications.
Lending by loan type in Prince William County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.0% | 16,762 | $485K | 98% | 430 |
| Home improvement loans | 59.5% | 5,699 | $85K | 93% | 133 |
| Cash-out refinance | 68.9% | 5,932 | $155K | 95% | 248 |
| Refinance | 76.3% | 4,204 | $485K | 90% | 270 |
| Investment property purchase | 86.3% | 980 | $335K | 96% | 193 |
| Investment cash-out refinance | 71.9% | 327 | $275K | 93% | 99 |
| Investment refinance | 76.0% | 167 | $285K | 94% | 76 |
| Investment home improvement | 36.6% | 213 | $95K | 91% | 43 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.