refinance lenders · HMDA 2023–2025

Refinance lenders in Prince William County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Prince William County, Virginia, home to Dumfries, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,204 applications were decided by 270 lenders between 2023 and 2025.

Prince William County at a glance

270Active lenders36 with 20+ decisions
76.3%Market approval rate3,206 of 4,204 decided
$485KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,901 loans funded

How Prince William County compares

Approval rate compared
Prince William County76.3%Virginia79.3%All 616 counties76.5%
Typical loan compared
Prince William County$485KVirginia$395KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Prince William County, VA, 228 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical mortgage refinance here is $485K, 23% larger than the Virginia typical of $395K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 140One lender: 35% approved of 20One lender: 41% approved of 104One lender: 43% approved of 30One lender: 43% approved of 76One lender: 48% approved of 33One lender: 56% approved of 149One lender: 60% approved of 40Truist Bank: 60% approved of 291One lender: 63% approved of 51One lender: 63% approved of 70One lender: 64% approved of 33One lender: 65% approved of 149PNC Bank, National Association: 66% approved of 187One lender: 67% approved of 30One lender: 68% approved of 25One lender: 71% approved of 65One lender: 71% approved of 21One lender: 73% approved of 92One lender: 75% approved of 48One lender: 76% approved of 41One lender: 83% approved of 29Rocket Mortgage, LLC: 84% approved of 290One lender: 86% approved of 21One lender: 87% approved of 23One lender: 87% approved of 150One lender: 90% approved of 20United Wholesale Mortgage, LLC: 91% approved of 403One lender: 92% approved of 37One lender: 92% approved of 40One lender: 93% approved of 104One lender: 93% approved of 30One lender: 95% approved of 39Freedom Mortgage Corporation: 96% approved of 286One lender: 97% approved of 39One lender: 98% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Prince William County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%365 / 40393%$545K340
2Truist Bank60%176 / 29190%$155K159
3Rocket Mortgage, LLC84%243 / 29094%$485K228
4Freedom Mortgage Corporation96%275 / 28675%$525K206
5PNC Bank, National Association66%123 / 18795%$155K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 265 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Prince William County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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