refinance lenders · HMDA 2023–2025

Refinance lenders in Prince William County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Prince William County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,204 applications were decided by 270 lenders between 2023 and 2025.

Prince William County at a glance

270Active lenders36 with 20+ decisions
76.3%Market approval rate3,206 of 4,204 decided
$485KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,901 loans funded

How Prince William County compares

Approval rate compared
Prince William County76.3%Virginia79.3%All 616 counties76.5%
Typical loan compared
Prince William County$485KVirginia$395KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Prince William County, VA, 228 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical mortgage refinance here is $485K, 23% larger than the Virginia typical of $395K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 140Carrington Mortgage Services, LLC: 35% approved of 20Lakeview Loan Servicing, LLC: 41% approved of 104First National Bank of Pennsylvania: 43% approved of 30Mortgage Research Center, LLC: 43% approved of 76Spring Eq, LLC: 48% approved of 33Bank of America, National Association: 56% approved of 149Third Federal Savings And Loan Association Of Cleveland: 60% approved of 40Truist Bank: 60% approved of 291TD Bank, National Association: 63% approved of 51Navy Federal Credit Union: 63% approved of 70City Lending Inc.: 64% approved of 33Pentagon Federal Credit Union: 65% approved of 149PNC Bank, National Association: 66% approved of 187Manufacturers and Traders Trust Company: 67% approved of 30Milend, Inc.: 68% approved of 25Citizens Bank, National Association: 71% approved of 65LoanUnited.com, LLC: 71% approved of 21Newrez LLC: 73% approved of 92Wells Fargo Bank, National Association: 75% approved of 48United Bank: 76% approved of 41Loandepot.Com, LLC: 83% approved of 29Rocket Mortgage, LLC: 84% approved of 290Prosperity Home Mortgage, LLC: 86% approved of 21Finance of America Reverse LLC: 87% approved of 23Pennymac Loan Services, LLC: 87% approved of 150JPMorgan Chase Bank, National Association: 90% approved of 20United Wholesale Mortgage, LLC: 91% approved of 403Nationstar Mortgage LLC: 92% approved of 37Planet Home Lending, LLC: 92% approved of 40Village Capital & Investment LLC: 93% approved of 104Fairway Independent Mortgage Corporation: 93% approved of 30Cmg Mortgage, Inc.: 95% approved of 39Freedom Mortgage Corporation: 96% approved of 286Atlantic Coast Mortgage, LLC: 97% approved of 39Guaranteed Rate, Inc.: 98% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Prince William County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%365 / 40393%$545K340
2Truist Bank60%176 / 29190%$155K159
3Rocket Mortgage, LLC84%243 / 29094%$485K228
4Freedom Mortgage Corporation96%275 / 28675%$525K206
5PNC Bank, National Association66%123 / 18795%$155K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 265 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Prince William County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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