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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Prince William County, Virginia

Fat Boy Data analyzed home purchase mortgage activity in Prince William County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,762 applications were decided by 430 lenders between 2023 and 2025.

Prince William County at a glance

430Active lenders116 with 20+ decisions
91.0%Market approval rate15,254 of 16,762 decided
$485KTypical loanmedian lender, $10K brackets
98%Borrower take-up14,921 loans funded

How Prince William County compares

Approval rate compared
Prince William County91.0%Virginia92.1%All 616 counties87.6%
Typical loan compared
Prince William County$485KVirginia$415KAll 616 counties$335K

What the data shows

First Heritage Mortgage, LLC made the most home purchase mortgages in Prince William County, VA, 891 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 115.

The typical home purchase mortgage here is $485K, 17% larger than the Virginia typical of $415K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 71% approved of 141NVR Mortgage Finance, Inc.: 71% approved of 350USAA Federal Savings Bank: 71% approved of 66Bank of America, National Association: 72% approved of 186First Equity Mortgage Incorporated: 73% approved of 109U.S. Bank National Association: 74% approved of 70Kind Lending, LLC: 75% approved of 124Ocmbc, Inc.: 77% approved of 73PNC Bank, National Association: 79% approved of 68Sierra Pacific Mortgage Company, Inc.: 80% approved of 106The Freedom Bank of Virginia: 81% approved of 86Cardinal Financial Company, Limited Partnership: 82% approved of 82Pennymac Loan Services, LLC: 82% approved of 171Arc Home LLC: 83% approved of 64Wells Fargo Bank, National Association: 85% approved of 119K. Hovnanian American Mortgage, L.L.C.: 85% approved of 88Truist Bank: 86% approved of 318City Lending Inc.: 86% approved of 262Navy Federal Credit Union: 89% approved of 570United Wholesale Mortgage, LLC: 89% approved of 952Freedom Mortgage Corporation: 89% approved of 136American Financial Network, Inc.: 89% approved of 140Union Home Mortgage Corp.: 90% approved of 96Rocket Mortgage, LLC: 90% approved of 888Nations Direct Mortgage, LLC: 90% approved of 94Loandepot.Com, LLC: 91% approved of 137Paramount Residential Mortgage Group, Inc.: 91% approved of 66JPMorgan Chase Bank, National Association: 91% approved of 200Lower, LLC: 91% approved of 192Citizens Bank, National Association: 92% approved of 62Guild Mortgage Company LLC: 92% approved of 91Apple Federal Credit Union: 92% approved of 78Mortgage Research Center, LLC: 93% approved of 389United Bank: 94% approved of 123Manufacturers and Traders Trust Company: 94% approved of 77George Mason Mortgage, LLC: 94% approved of 109Provident Funding Associates, L.P.: 94% approved of 81Alcova Mortgage LLC: 95% approved of 115Ameris Bank: 95% approved of 197Pulte Mortgage LLC: 95% approved of 217Embrace Home Loans, Inc.: 96% approved of 213Vellum Mortgage, Inc.: 96% approved of 193Fairway Independent Mortgage Corporation: 96% approved of 473Movement Mortgage, LLC: 96% approved of 491Guaranteed Rate, Inc.: 96% approved of 276Crosscountry Mortgage, LLC: 96% approved of 224Bay Equity LLC: 97% approved of 126TowneBank: 97% approved of 72Intercoastal Mortgage, LLC: 98% approved of 394Nfm, Inc.: 98% approved of 252First Heritage Mortgage, LLC: 98% approved of 913First Savings Mortgage Corporation: 98% approved of 236Cmg Mortgage, Inc.: 99% approved of 531Atlantic Coast Mortgage, LLC: 99% approved of 697First Home Mortgage Corporation: 99% approved of 78Plains Commerce Bank: 99% approved of 79Guaranteed Rate Affinity, LLC: 99% approved of 103Prosperity Home Mortgage, LLC: 99% approved of 222Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 115Jams-01, Inc.: 100% approved of 101

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Prince William County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%846 / 95299%$475K839
2First Heritage Mortgage, LLC98%895 / 913100%$555K891
3Rocket Mortgage, LLC90%798 / 88898%$485K785
4Atlantic Coast Mortgage, LLC99%688 / 69798%$475K674
5Navy Federal Credit Union89%506 / 57098%$545K497

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 425 more lenders.

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